Questions, Answered Plainly

We audit the fees inside your merchant services and bank depository statements, recover the overcharges by restructuring pricing with your existing vendors, and monitor your statements so the savings hold. We are an independent advocate, not a processor or a broker.

No. Every engagement is built around keeping your existing relationships in place. No new vendors, no hardware swaps, no point of sale changes. The savings show up on your current statements.

On pure contingency. If we do not deliver savings, you do not pay. Our fee is a share of what we recover, so our incentive is aligned with yours from day one.

In our experience, most companies overpay by 15 to 40 percent. The only way to know your number is an audit, and the audit is free.

Ninety days of recent statements. We return a written estimate of your annual savings opportunity, with no sales call required to see the number.

It depends on the size and complexity of your environment. We will give you a clear timeline once we have reviewed your statements.

Rarely. In our experience auditing more than $25 billion in monthly receivables, switching is the right answer in fewer than 10 percent of cases. An audit usually recovers more, faster, with far less operational risk. We walk through the math in this article.

Very. Merchant and bank fees sit on every P&L in a portfolio and are one of the cleanest, most scalable EBITDA adds available. We audit during diligence and run portfolio-wide programs post-close.

Middle market and enterprise operators, high-volume e-commerce, omnichannel businesses, and PE-backed portfolios across every industry that accepts cards.